for those with Bad Credit
Have you been refused a high street bank account because you have had some form of bad credit and do you know why that has happened?
Many of the high street banks will refuse you a bank account or decline your bank account application if you have a poor credit rating or an adverse credit report as they will simply not make any money from it.
Bad Credit Bank Accounts - Click Here to Apply
If your credit file is that bad that they will not be able to offer you any credit facility, then they know they would not be able to lend to you even if they wanted to, so for that reason, giving you a bank account is almost pointless for them as unless they lend you money they cannot make any money from you.
So whilst they may feel obliged to offer a very basic bank account, if you have had a bad credit problem, it will almost certainly not come with any of the modern functionality required to manage you money.
One option of bank accounts we help you with you do not have any credit facilities with which is why there is a guaranteed no credit check on you during your bank account application, so as long as you can be identified, then you will be able to open a bank account.
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So what are the charges?
Currently there are NO OPENING FEES to get your account opened and running, then a modest monthly fee of just £12.50 covers everything from your pre-paid MasterCard ®, (which like a debit card allows you to access you money at an ATM, spend on line or in almost any shop), set-up your regular payments, Internet Banking, Personal Money Manager, No Penalty Charges & No Late Payment Fees - and if you are unhappy at any time, as there are no minimum contracts, simply cancel your bank account and you will no longer have to pay.
For a full list of our charges, please click here.
For more information call 020 3286 3929
For full details of our Personal Bank Accounts Click below:
Bank accounts for Bankrupts
Bank Accounts for those with Bad Credit
Guaranteed Bank Accounts
Poor Credit Bank Accounts
No Credit Check Bank Accounts
Basic Bank Accounts
Refused a Bank Account
Non Status Bank Accounts