basic current accounts and basic bank accounts for those looking for a basic bank account

Basic Current Accounts Guaranteed Acceptance

For anyone who has experienced some form of adverse credit, opening a new bank account could prove to be very difficult which is why applying for a Basic Current Account with Guaranteed Acceptance might be the answer.

These new types of accounts can be offered with guaranteed acceptance purely based on there are no credit checks, so no matter how adverse or severe your credit file is, it will not affect you being accepted

Basic Current Accounts - Apply Online by Clicking Here
or Call 020 3286 3929

Regardless of your past credit problems, we will open you one of these new basic current accounts as you only need to provide proof of identity and residence to be accepted.

No Credit Facilities - As these account offer no overdraft or credit there is no requirement to check your past credit activity, so even those who have had severe credit issues can still apply in the knowledge that they will not be declined.

Automatic Acceptance - In over 80% of online applications they are automatically accepted meaning you may not even need to provide any other form of identity although if we do require some identification documents it is normally just a copy of your passport or driving license along with a current utility bill.

Basic Current Accounts: Guaranteed Acceptance

The basic current accounts are offered on a Guaranteed basis if you are 18 years or older and are a UK resident, so as long as you can prove both if required, then your new account with a Sort Code & Account Number will Guaranteed and your account will be opened almost immediately.

The main features of these Basic Current Accounts include the following:

  • Internet Banking
  • MasterCard Debit card
  • Telephone & Mobile Banking
  • SMS Service
  • UK Call centre

So if you need a new bank account and have been declined by any of the high street providers, we will be able to assist you with a guaranteed* new account.

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NO OBLIGATION - Even after completing the application form, there is no obligation to proceed and when you do, there are no contracts, so you can cancel at any time.


Alternatively, simply Apply Here and someone will get back to you.

SMALL PRINT - Bank Accounts Direct is an introducer only WE ARE NOT A BANK and do not provide banking services, specific advice or bank accounts ourselves and WE WILL NOT CHARGE YOU FOR THE USE OF THIS WEBSITE OR THE SERVICE WE PROVIDE however you may be charged by any bank intermediary we introduce you to if you require them to open a bank account, offshore bank account or any other service they may provide for you although YOU WILL NEVER BE OBLIGED to proceed unless you wish to.