Basic bank accounts. There are accounts available even if I have a bad credit rating

Basic Bank Accounts Available & Guaranteed

Opening Basic Bank accounts

If you have had any credit problems you may struggle to open a high street account as they prefer not to have anyone with a poor credit rating use their accounts, so often anyone with financial problems will be declined.

Should this be the case your options may be limited however there are some new type of 'basic bank acocunts' available offering almsot all the functhionality of their high street counterparts including the use of a bank card, which like a debit card, gives you instant access to your money.

Basic Bank Accounts - Click Here to Apply
or Call 020 3286 3929

An account perfect for people who need a new account

Having any form of a adverse credit history can severely restrict your financial options, however you do still have some choices available especially when it comes to a new bank account.

The accounts available are designed for people who've run into financial problems and especially those who have been declined by a high street bank and are now seeking to open a basic bank account..

These accounts are open to everyone with a bad credit history and as there are no credit checks during the application process, even those with a severe credit problem are able to apply. Your identity and address will need to be verified electronically during the application process, but should you pass that your new sort code and account number will be issued instantly, meaning you can start using your IVA bank account immediately.

Open an account opened today.
If you automatically pass the identity checks you can start using your account straight away with your bank card arriving in a matter of days - if not you will need to provide some supporting documents like a copy of a driving license or passport plus a recent utility bill, although if you don't have these documents to hand there may be soem altrenatives that woll be accepted.

Not just a BASIC account

These account are not just 'Basic' accounts, they actually offer nearly all the functionality offered by the high street providers but without any overdraft facility, so includes a telephone, internet and SMS banking, bank card, standing orders/direct debits, guaranteed acceptance*and can be opened by anyone regardless of their financial history.

It also comes with a built-in budgeting service to ensure there's enough money set aside every month for bills and any essentials payments.

Need more inforomation on our Basic Bank Accouns?

Simply Click Here and complete the application form and we'll do the rest, PLUS even after completing the form there is NO OBLIGATION to proceed even thought the accounts are FREE TO OPEN with No Ongoing Contract, meaning you can cancel at any time.

Account features include the following:

  • Internet Banking
  • MasterCard Debit card
  • Phone Banking
  • SMS Service
  • UK Call centre

If you have any questions email us at
or apply by Clicking Here

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SMALL PRINT - Bank Accounts Direct is an introducer only
WE ARE NOT A BANK and do not provide banking services, specific advice or bank accounts ourselves and WE WILL NOT CHARGE YOU FOR THE USE OF THIS WEBSITE OR THE SERVICE WE PROVIDE however you may be charged by any bank intermediary we introduce you to if you require them to open a bank account, offshore bank account or any other service they may provide for you although YOU WILL NEVER BE OBLIGED to proceed unless you wish to.

* Guaranteed acceptance only for those 18 years or older, UK residents and with proof of identity.