current bank accounts and bank accounts for those looking for a new current account

Current Bank Accounts with Guaranteed Acceptance

For anyone who has tried opening one of the high street current bank accounts but has some form of bad credit rating will know how very difficult it is, as if you are declined by one bank you will almost certainly be declined by the others, leaving you very few options.

There are now some other current accounts available which are offered on a Guaranteed Acceptance basis, meaning that as long as you can be identified you will be accepted regardless of any past credit problems.

These new types of current bank accounts are based on there are no credit checks, so no matter how adverse or severe your credit file is (including those who are bankrupt or in an IVA), your application will be accepted.

Current Bank Accounts - Apply Online by Clicking Here
Telephone 020 3286 3929

How Can we Guarantee the Opening and What Facilities do they offer?

As these account offer no credit facility like an overdraft, there is no requirement to check your past credit activity as it is almost irrelevant, meaning we can Guarantee the opening as long as you can be identified, so anyone, even with a severe credit rating, can still apply in the knowledge that they will be accepted.

The main features of these Current Bank Accounts include the following:

  • Internet Banking
  • MasterCard Debit card
  • Telephone & Mobile Banking
  • SMS Service
  • UK Call centre

So if you need a new bank account and have been declined by any of the high street providers, we will be able to assist you with a guaranteed* new account.

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current bank accounts regardless of any poor credit history

NO OBLIGATION - Even after completing the application form, there is no obligation to proceed and when you do, there are no contracts, so you can cancel at any time.


Alternatively, simply Apply Here and someone will get back to you.

SMALL PRINT - Bank Accounts Direct is an introducer only WE ARE NOT A BANK and do not provide banking services, specific advice or bank accounts ourselves and WE WILL NOT CHARGE YOU FOR THE USE OF THIS WEBSITE OR THE SERVICE WE PROVIDE however you may be charged by any bank intermediary we introduce you to if you require them to open a bank account, offshore bank account or any other service they may provide for you although YOU WILL NEVER BE OBLIGED to proceed unless you wish to.