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Privacy Statement

Bank Accounts Direct Privacy Statement

It is the policy of Bank Accounts Direct to respect the privacy of its users and understand that they have a choice as to whether they wish to receive communications from us or not. Occasionally, e-mails will be sent to users who have previously communicated with Bank Accounts Direct to inform them of features, products or services they have expressed an interest in or may find useful.

Users may choose to opt out of receiving newsletters or marketing communications at any time by replying to such communications with the word "unsubscribe" typed in the subject field of their e-mail software.

Whilst it is not our intention to do so, Bank Accounts Direct reserve the right to change its policies and terms at any time. Any such changes will be posted on this page.

Bank Accounts Direct Website User Agreement and Terms of Use

Bank Accounts Direct Website User Agreement and Terms of Use Use of the Bank Accounts Direct ("we", "us", "Bank Accounts Direct", website ("the site") constitutes acceptance of the Bank Accounts Direct Website User Agreement ("the agreement") and Terms of Use ("terms"). The user of the site ("you") represent that you have read and understood these terms and agree to be bound by them. If you do not agree to all the terms and conditions on this page, please do not use this website. Use of any internal or external links on the Bank Accounts Direct website constitutes acceptance of the terms on this page. If you do not agree with these terms, please exit this site by closing the browser window.

The terms "Bank Accounts Direct", encompass the Bank Accounts Direct Internet Site and Marketing Communications.

In order to use this site you must agree to be legally bound and to abide by the terms and to indemnify and hold the operators of the Bank Accounts Direct website harmless from all alleged or actual damages, claims and expenses relating to any warrant, guarantee or representations made by the individual service providers featured within this website or linked websites. This also includes, without limitation, attorney's fees.

The use of this site for any reason is deemed to be an agreement of this condition and if you do not agree we suggest you exit this website immediately.

DISCLAIMERS

Bearing in mind that this is a free "public access" site, it is a condition of use of the site and the materials in it that use is at the user's own risk. We give no representation or warranty as to the accuracy of the content of the site and assume no responsibility for errors or omissions in it or the effect it has upon your computer. We disclaim all liability in respect of such information and its provision, however under fsa regulation we have to make the details clear, fair and not misleading . Neither Bank Accounts Direct nor any of the site's administrators, editors or contributors shall be liable for any loss or damages suffered as a result of any use of the site, including but not limited to direct loss, consequential loss and loss of profits. We do not assume, and therefore disclaim, any liability for any loss or damage caused by errors or omissions.

Bank Accounts Direct is provided on an "as is" and "as available" basis. We shall not be liable for any direct, indirect, incidental, special, or consequential damages. This includes, without limitation and even if we are advised of the possibility thereof, any damages for loss of goodwill or any and all other commercial damages or losses including loss of profit, that result from the use of, or inability to use Bank Accounts Direct Independent Financial Advisers. The user agrees not to rely on any information obtained from the Bank Accounts Direct website and indemnifies us from mistakes, omissions, errors, interruptions, delays of service or performance, defects, harmful components, viruses and bugs, howsoever caused. It is the user's duty to execute anti-contamination or virus software and ensure that any information, if contaminated or infected, will not damage the user's information or system. The entire risk as to the use of the Bank Accounts Direct website is with the user. Bank Accounts Direct or its agents are not responsible or liable for telephone, network, ISP, electronic, computer or other communication problems or failures of any kind. Personal information sent to Bank Accounts Direct is at the senders own risk.

This independently owned website acts solely as an advertising and marketing vehicle for third party financial services and, as such, the owners, webmasters and marketing professionals of this website are unable to offer financial advice. The information provided does not form the basis of any contract. Any contract formed as a result of a contact made through this website is between the consumer and the loan providers. Financial decisions should not be based solely on the information contained within this website. The owners, webmasters and marketing professionals of this website do not take responsibility for the compliance or regulatory issues of this website. Responsibility rests with the loan providers.

INDEMNITY

In order to use this site you must agree to be legally bound and to abide by the terms and to indemnify and hold the Bank Accounts Direct website harmless from all alleged or actual damages, claims and expenses relating to any warrant, guarantee or representations made by the individual merchants or linked sites. This also includes, without limitation, attorney's fees. The use of this site for any reason is deemed to be an agreement of this condition.

AVAILABILITY OF SERVICE

We do not warrant or guarantee that the Bank Accounts Direct website will be uninterrupted or error-free.

LINKS AND SITE CONTENT

We do not make any warrant or guarantee, either expressed or implied as to the accuracy, validity, completeness, suitability, reliability, or currency of any information content within its site or sites to which it is linked to. Links to other websites are provided solely as a resource guide and do not represent an endorsement or guarantee, either expressed or implied. The Bank Accounts Direct website does not assume any liability for any of the products, services, or data of any other sites. The Bank Accounts Direct website is a facilitator of links to the content of other sites and as such has no editorial control over the content of such linked sites in the same manner that a public library has no control over the content of the books that it distributes. It is the responsibility of the user to evaluate the information, opinion, advice, or other content contained within the site. We cannot be held responsible or liable for any loss or damage due to reliance on information obtained through the Bank Accounts Direct website.

INFORMATION INDEMNITY

The user agrees not to rely on any information obtained from the Bank Accounts Direct website and indemnifies us from mistakes, omissions, errors, interruptions, delays of service or performance, defects, harmful components, viruses and bugs, howsoever caused.

SEVERANCE

If a term, covenant, provision, or condition of this agreement becomes, or shall be held by any court of competent jurisdiction to be against public policy or illegal, all remaining provisions of this agreement shall remain in full force and effect and unaffected, impaired or invalidated by this decision. The invalidated item shall be modified by the parties to the full extent possible to carry out all the intentions and directives stated in this agreement.

GOVERNING LAW

Any such contract will be interpreted, construed and enforced in all respects in accordance with the laws of England , and you and Bank Accounts Direct irrevocably submit to the non-exclusive jurisdiction of the English Courts.

This agreement is governed by English law and all disputes will be handled solely in the United Kingdom . English Courts will have jurisdiction in respect of it. You consent to such venue and jurisdiction. The Bank Accounts Direct website is controlled and operated from offices in the United Kingdom and makes no representations or warranties that its content or use is legal in other locations.

HEADINGS

Headings are for reading convenience only and are not to be used in the interpretation of this agreement.

VARIATION

Whilst it is not our intention to do so, the operators of the Bank Accounts Direct Website reserves the right to change its policies and terms at any time. Any such changes will be posted on this page.

We do not assume, and therefore disclaim, any liability for any loss or damage caused by errors or omissions.

Bank Accounts Direct is not associated with other companies who own similar sounding names.

If you do not agree to all the terms and conditions on this page, please do not use this website. Use of any internal or external links on the Bank Accounts Direct website constitutes acceptance of the terms on this page. If you do not agree with these terms, please exit this site by closing the browser window.

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SMALL PRINT - Bank Accounts Direct is an introducer only WE ARE NOT A BANK and do not provide banking services, specific advice or bank accounts ourselves and WE WILL NOT CHARGE YOU FOR THE USE OF THIS WEBSITE OR THE SERVICE WE PROVIDE however you may be charged by any bank intermediary we introduce you to if you require them to open a bank account, offshore bank account or any other service they may provide for you although YOU WILL NEVER BE OBLIGED to proceed unless you wish to.