Open a New Personal Account in MINUTES!

You can Open A Guaranteed* Account Regardless of any Credit problems
Apply Online Here

Bank Accounts with Guaranteed Acceptance * and Instant Decision!

Bank Accounts – Getting a new bank account can seem difficult if you’ve got bad credit. But not all those offering bank accounts will turn you down based on your credit history.

This will apply to both PERSONAL & BUSINESS Bank Accounts.
For PERSONAL ACCOUNTS click here to Apply Online
For BUSINESS ACCOUNTS click here to Apply Online

We can help you open Bank Accounts with Guaranteed acceptance (both Personal or Business) regardless of any past credit problems INCLUDING if you have already been declined or refused by any of the mainstream banks, meaning we can GUARANTEE you the opening of a new account – all you will need to provide is the necessary form of proper identification*

Whilst we are NOT a Bank ourselves, we can help you with either Personal Bank Accounts or Business Bank Accounts, often saving you the time, trouble and effort of doing it yourself, especially if time is of the essence and you need an account opened NOW!

Adverse Credit is the main reason why the majority of applications for Bank Accounts with Guaranteed acceptance are declined, which is why we would look to source a provider that would offer you a facility without the need to complete a credit check.

So as long as you can download the App and be Identified, then you can open an account in minutes!

For more details or to make an application, follow this link – Bank Accounts with Guaranteed acceptance

Please Note: Bank Accounts Direct is not a bank. For any personal current accounts we’ll introduce you to an FCA regulated partner who can offer a current account without the need of a credit check. We will not charge you any fee for our service however we may receive a modest commission from them for the service we provide.

Bank accounts for those with Adverse Credit

Guaranteed Acceptance*

Regardless of circumstances and with valid ID, you can get your Account opened without the need of a Credit Check.

Bank accounts for those with Adverse Credit

GUARANTEED Acceptance Personal Accounts

We can actually GUARANTEE* you the opening of a new Account as long as you have suitable and valid identification* regardless of any credit problems, including Bankrupts or in an IVA.

Guaranteed Accounts – Apply by Clicking Here

BASIC Accounts with the usual Functionality.

While often regarded as basic accounts, these accounts are often almost anything other than basic as they come with most of the functionality often associated to regular High Street Accounts.

Basic Accounts – Apply by Clicking Here

The opening of any personal bank account can be difficult if you have experienced any adverse credit, as the mainstream banks will always perform a credit check, which will often result in your application being declined. Unfortunately if one bank declines an application, then it would be fair to assume others would too based on that they often follow the same credit check procedure, which is why applying for a no credit check personal account would often be a better choice until you can improve your credit rating.

*Guaranteed Acceptance based on minimum age 18+ years, provide valid ID and be a UK resident.