Can anyone apply for a basic bank account?

Yes, however to apply for a basic bank account you will need to be a UK resident, over 18 years old and have some form of identification like a current passport or driving licence plus proof of your home address, like a utility bill or other official document with your name & address on. Apply Online here

Will I need to have a passport or a driving licence?

No, the vast majority of the bank account application checks are completed via electronic methods however if you cannot be identified you may need to provide a copy of a passport or driving licence. For a Personal Account Apply Here

How long will it take to get my PERSONAL bank account?

You could get your sort code and new account number instantly if you pass the Identification checks without the need for further evidence, so you could have you account opened today. If you need to provide proof of Identification your account will be opened as soon as you provide that, so will be up to you how quick it can be opened. Apply Online Here

How long will it take to get my BUSINESS bank account?

Some business accounts can be opened instantly, however others can take between 7 – 21 days to open, so it will very much depend on what will be available to you.

As such we would recomment you complete an application form and we will be able to confirm what will be available and how long it will take to open.

Will I get a debit card with your bank account?

Yes – For both Personal and Business account applications you will almost certainly receive a debit or bank card with your new account.

How much will it cost to open a PERSONAL bank account?

There are NO OPENING FEES for the personal managed bank account HOWEVER with some options there may be a monthly charge of £10.00 however they will ensure you have the use of all the functionality of the account plus you will be GUARANTEED No Late Payment fees or missed payment penalty charges. To start an application, please Click Here

How much will it cost to open a BUSINESS bank account?

The cost of opening a Business Bank Account will vary depending on your personal & business circumstances plus what options will be available to you.

Costs can vary with some options available FREE OF CHARGE, to those which require specialist help where the cost will depend on your individual circumstances.

Are you a Bank in your own right?

NO, WE ARE NOT A BANK – Bank Accounts Direct is an introducer only who will provide all the necessary help and advice on how to open a bank account for you or your business, so once we have pointed you in the right direction you will deal directly with them and in most cased, WE WILL NOT CHARGE YOU FOR THAT SERVICE (they may pay us a small commission on any completed business which helps us maintain this website and in turn help others in the future)

How easy it to apply?


For a Personal Account simply Apply Here and you can have your account opened within 5 minutes!

For ALL Business Accounts Apply Here