Terms & Conditions

Bank Accounts Direct. Fast easy service for UK residents. The Bank Accounts Direct website is an independent marketing website and NOT A BANK or a lender. We pass on enquiries to financial service providers and cannot offer financial advice. Bank Accounts Direct is not responsible or liable for any financial service, bank account, loan or mortgage product obtained through a third party. An enquiry from this website does not constitute an offer to provide a bank account, loan or mortgage.

Bank Accounts Direct is a trading style of Extra Direct (UK) Ltd.


I/we confirm that I/we have the consent of any third party whose details I/we may disclose to Bank Accounts Direct (“You”) to disclose such details and to authorise You and the third parties referred to in the paragraph below to process such details for the purposes of assessing my/our application and administering and enforcing any subsequent bank account or financial service which may be granted to me/us.

I/we agree that You and any account resulting from this application (the “Bank”) shall be entitled to use and process, by any medium, the information given by me/us in this application form and any other information about me/us which may be acquired during the lifetime of any account (“the Data”) for the following purposes:-

i. to provide the Data to and search the files of one or more reference agencies or fraud prevention agencies whether before, or during the lifetime of any account granted to me/us by the Bank, who will keep a record of such search, to confirm the Data, and for the purposes of assessment or account administration. I/we understand that You and /or the Bank will record false or inaccurate information if this is given by me/us and fraud is suspected.

ii. to disclose the Data to any other company within the Lender’s group of companies and/or to any third parties (for example, debt counsellors and insurers) at any time for the purposes of assessing my/our application and administering and enforcing any subsequent financial service whether during the course of my/our application or during the lifetime of any account granted pursuant to such application;

iii. to disclose the Data to any third party who replaces or who may replace my/our Bank.


The Bank and other organisations may use and search the records of reference agencies or fraud prevention agencies to check your identity to prevent money laundering, unless you have furnished other satisfactory proof of identity.


Information held by us will be processed only for purposes for which we have registered under the Data Protection Act. Upon you making a request in writing we will provide you with a copy of the information which we hold concerning you on payment of a fee.


By providing this information including telephone numbers and email addresses, you agree to be contacted in this way by Bank Accounts Direct, our marketing service partners, any selected Bank or account providers including any selected third party partners.

If you proceed with your application the personal details which you submit to us (Personal Data) are held by Bank Accounts Direct for its own use. It is your responsibility to ensure that your Personal Data is accurate and up to date and to inform us of any changes that need to be made. Bank Accounts Direct may use the Personal Data for the purposes of contacting you by post, telephone or electronic means regarding your application or for a use that has been notified to the Office of Information.

SMALL PRINT – Bank Accounts Direct is a FREE TO USE  website and an introducer only WE ARE NOT A BANK and do not provide banking services, specific advice or bank accounts ourselves. WE WILL NOT CHARGE YOU FOR THE USE OF THIS WEBSITE however you may be charged by any bank or intermediary we introduce you to if you require them to open any account or banking facility, offshore bank account or any other service they may provide for you, although YOU WILL NEVER BE OBLIGED to proceed unless you wish to.